Insurance
मंगलवार, 21 फ़रवरी 2023
सोमवार, 5 दिसंबर 2022
RazorpayX Current Account and Razorpay X Corporate Credit Card
Top 10 Benefits of a RazorpayX Corporate Credit Card Program for Startups
Today, corporate credit cards have become an indispensable part of the startup ecosystem. They aim to solve one of the biggest challenges businesses face, which is cash flow management.
“Despite the fact that cash is the lifeblood of a business – the fuel that keeps the engine running – most business owners don’t truly have a handle on their cash flow,” says Philip Campbell, a former CFO, CPA and author of Never Run Out of Cash. “Poor cash-flow management is causing more business failures today than ever before.”
But a RazorpayX Corporate Credit Card is the perfect solution to cash flow management.
If you don’t have a Razorpay X Corporate Credit Card for your startup yet, we’re going to tell you why it’s a good idea to get one. Read on.
Apply for Corporate credit card
What is a RazorpayX Corporate Credit Card?
RazorpayX Corporate Credit Card is a type of business credit card for startups and entrepreneurs. It is powered by a scheduled bank, SBM India, one of the biggest banks in APAC.
RazorpayX Corporate Cards are issued on the basis of business performance and potential instead of fixed deposits or security collateral. The corporate card also integrates with the Razorpay Payment Gateway and RazorpayX Banking Hub to make your repayments and usage easier with better visibility all around. Apply for Corporate credit card Benefits of a RazorpayX Corporate Credit Card A corporate credit card can offer a number of benefits for businesses, including:
1. Dynamic credit limits Many entrepreneurs use personal credit cards for making business purchases. Personal cards have limited credit limits. What often follows is the usage of multiple personal cards and reimbursement nightmares to just keep things running. This is why we designed the credit limits on RazorpayX Corporate Cards to be dynamic. Dynamic credit limits scale with businesses and provide a buffer by keeping limits up to two times the regular usage.
2. No personal liability Every business owner understands that business transactions can get tricky, mainly due to the high transaction value involved. Later, when such a situation arises – using your personal credit card risks your personal credit limit. However, a corporate credit card has no liabilities on the individual.
3. Payments for all business needs Some businesses that continue using net banking and debit cards for running ads, paying for online subscriptions, AWS, etc., often face the reality of failed transactions. They have to manually ensure payments for such services integral to their businesses. RazorpayX Corporate Cards are universally accepted Visa cards, so businesses don’t have to think twice about setting up recurring payments to subscribe to a service or make an international payment.
4. Greater visibility into your billed & unbilled transactions with a smart dashboard If a startup wants to stop all payments from their credit card to balance the budget, it is as easy as a simple toggle from the RazorpayX dashboard. The RazorpayX Corporate Card dashboard takes care of visibility with nuanced reporting and the ability to set limits on cards, users and types of expenses.
5. Ability to set limits for teams and toggle cards on or off with a click of a button As a business, you have complete control and visibility over all business expenses. You can set an upper limit on funds that can be used by your employee. This helps you manage your expenses really well. And, you don’t have to worry about making reimbursements to your employee later on.
6. Option of automatic repayment from your customer payments With RazorpayX Corporate Cards, you get greater visibility of expenses made by your employee when they use one. Not just this, you can also offer an option to enable automatic repayment from your customers.
7. Stunning design with a personal approach RazorpayX is levelling the field for all businesses and that includes the attention to detail that every business receives. We have designed every RazorpayX Corporate Card to be not just smarter than an average card but also to carry the logo of businesses in all their glory. The application process is also very simple.
8. Add-on cards for team members Startup founders can get custom Add-on Cards tailored to different roles of their team members, right from the Razorpay dashboard. Add-on Cards are pre-loaded with a specific amount or credit line. This makes these cards such valuable assets for businesses and are less risky to hand out to your employees. These cards essentially contain the same features as the RazorpayX Corporate Card and can be only availed by the primary cardholder for other team members.
9. Rewards and cashback This is another benefit of using a RazorpayX Corporate Credit Card. You can earn cashback and business rewards for any expenditure made using the card. So, you can save money on your corporate expenses while using the corporate card facility.
10. Easy application process Upon applying online, founders can get their virtual cards instantly and physical cards in 3-5 working days. No complicated paperwork and instant approval, because startups should not be kept waiting!
Apply for Corporate credit card
मंगलवार, 8 नवंबर 2022
गुरुवार, 3 नवंबर 2022
सोमवार, 31 अक्टूबर 2022
Achieve Your Goals With IIFL Personal Loan
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IIFL Finance customized personal loans are designed around your capital requirements with a hassle-free application process. This quick personal loan can accomplish your plans such as marriage, vacations, home renovation and much more. With IIFL Finance’s best personal loan in India, you do not have to compromise on your bucket list!
IIFL Personal Loan up to 5 Lakh is designed to ensure that you get express disbursal into your account in just a few hours.
IIFL Finance’s personal loan comes with attractive, affordable, and lowest interest rates to help you raise funds instantly. When you apply to get an instant personal loan , it is processed in less than 5 minutes without any extensive documentation. The personal loan EMIs are flexible and allow for better liquidity and easy achievement of set personal goals.
Benefits of IIFL Personal Loan
IIFL Finance’s personal loan is a comprehensive product that offers instant funds up to Rs 5 lakh with a quick disbursal process. The funds can be used to fulfil capital requirements for domestic or international vacations, weddings, buying the latest gadget, pursuing higher education, purchasing a vehicle or even home renovation. As IIFL is one of the leading financial companies in India, their personal loans offer the highest monetary value.
Age
23 years to 65 years*
Employment
Salaried Employees & Self Employed Individulas
CIBIL score
750 or higher
Monthly salary
Starting Rs. 22,000, based on your city of residence
IIFL Finance customized personal loans are designed around your capital requirements with a hassle-free application process. This quick personal loan can accomplish your plans such as marriage, vacations, home renovation and much more. With IIFL Finance’s best personal loan in India, you do not have to compromise on your bucket list!
IIFL Personal Loan up to 5 Lakh is designed to ensure that you get express disbursal into your account in just a few hours.
IIFL Finance’s personal loan comes with attractive, affordable, and lowest interest rates to help you raise funds instantly. When you apply to get an instant personal loan , it is processed in less than 5 minutes without any extensive documentation. The personal loan EMIs are flexible and allow for better liquidity and easy achievement of set personal goals.
Personal Loan EMI Calculator
Calculate your EMI and choose the most suitable product for you
EMI CALCULATOR
Loan Amount
₹ 5 K₹ 50 L
Time to Repay (Tenure)
Years
0.25 YEARS3.5 YEARS
Rate of Interest
11.75 %34 %
Your EMI Amount
₹ 4,752
Total Payment
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Interest Payable
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Benefits of IIFL Personal Loan
IIFL Finance’s personal loan is a comprehensive product that offers instant funds up to Rs 5 lakh with a quick disbursal process. The funds can be used to fulfil capital requirements for domestic or international vacations, weddings, buying the latest gadget, pursuing higher education, purchasing a vehicle or even home renovation. As IIFL is one of the leading financial companies in India, their personal loans offer the highest monetary value.
IIFL Finance Personal Loan FeaturesProduct Features for Personal Loan:
Get Loans ranging from INR 5,000 to INR 5,00,000
100% online loan process - Only PAN, Aadhar & Bank Statement required
Disbursal within 24 hours
Rate of Interest - 11.75% - 33.75%
Minimum tenure is 03 months & maximum tenure is 42 months
Processing Fee is 2% - 4 %
Get a higher loan on successful repayment
Loan Amount: ₹20,000Tenure:180 days (6 months)Interest Charged: ₹ 1,426 (24% per annum)Processing Fee: 590 (2.5% of Loan Amount- 500 + GST @18%= 90)Amount Disbursed- 19,410EMI Amount: ₹ 3,571Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,410. Total loan repayment amount is ₹21,426.
*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.
How to apply for a personal loan from IIFL Finance
IIFL’s personal loan application is easy, quick and hassle-free. All you have to do to get an instant personal loan is:
Fill the basic details.
Upload KYC documents.
Choose the Personal Loan Amount.
Click on ‘Submit’ to complete your application.
Personal Loan Rates and Charges
The rates and charges are predefined and are presented with utmost clarity to ensure there are no hidden costs. The loan process ensures that you understand the amount you will have to pay to avail of the personal loan online, and how you can calculate your loan EMI.
With a customer-oriented and transparent loan process, you do not have to pay more than the pre-communicated rates and charges.
INTEREST RATE0.79% onward p.m.
(6.48% - 27% p.a.)
Rates vary according to the amount and tenure & Purity
PROCESSING FEE₹0 onwards
Varies depending on scheme availed
MTM CHARGES₹500.00
Valuing an asset to reflect its current market rate
READ MORE
Personal Loan Eligibility Criteria.
Age
23 years to 65 years*
Employment
Salaried Employees & Self Employed Individulas
CIBIL score
750 or higher
Monthly salary
Starting Rs. 22,000, based on your city of residence
What are the Documents Required forPersonal Loans
To ensure the highest customer safety and quick personal loan disbursal, the loan process requires some identity proof of the borrower.
Accepted documents:
Valid KYC through government-issued documents such as PAN Card, Aadhar Card, and Driving Licence along with a selfie.
Three months of bank statements for income proof.
Debit Card or Net Banking details for setting up e-mandate.
eSign or eStamp for quick personal loan disbursal.
IIFL BUSINESS LOAN IN 10 MINUTES
Business loans are vital for entrepreneurs looking to kickstart or expand their businesses. IIFL Finance’s range of financial products has continually innovated to cater to businesses that seek funds. IIFL Finance’s small business loan is designed to fulfil capital requirements for small and medium enterprises. The MSME business loan is a comprehensive product that offers quick funds to help you grow your small business and invest in vital infrastructure, machinery, plants, operations, advertising, marketing etc.
IIFL Finance’s online business loan is the ideal loan for a new business as a source of capital for all your business needs. The business loan interest rate is attractive and affordable to ensure you do not have to cut down on essential expenses of your business. Through extensive market research, the instant business loan process is tailored to ensure that it is at par with being the best business loan in India.
IIFL Finance offers an instant MSME loan perfect for small financial requirements. It is a 100% online process from application to disbursement. You do not need to visit any branch. Without the need for pledging assets and collateral, the small business loan is ideal for small businesses to avail of benefits such as:
Business Loan Eligibility Criteria
1.Established business operating for more than six months at the time of application.
2.Minimum turnover of Rs 90,000 in the last three months from the time of application.
3.The business does not fall under any category or list of blacklisted/excluded businesses.
4.The office/business location is not on the negative location list.
5.Charitable organisations, NGOs, and trusts are not eligible for a business loan.
Accepted documents:
Documents for 30 LakhsKYC documents – Identity proof and address proof of the borrower and all co-borrowersPAN Card of borrower and all co-borrowersLast (6-12 Months) months bank statement of main operative business accountSigned copy of standard terms (term loan facility)Additional document(s) may be required for credit assessment and processing of loan requestGST Registration.Previous 12 months’ bank statementsProof of business registrationPAN Card and Aadhar Card copy of the Proprietor(s).Deed copy and company PAN Card copy in the case of partnerships
रविवार, 30 अक्टूबर 2022
बुधवार, 12 अक्टूबर 2022
Need A Business Loan?
What is a Business Loan?
A business loan can be availed by a business man with the intention of using it for expanding an existing business and infuses capital. This is an unsecured loan wherein no collateral is involved.
Who can avail a Business Loan? Business loans can be availed by self- employed individuals as well as firms and companies. Many Traders like retailers, wholesalers, Manufacturers in industries like chemicals, automobiles and pharmaceuticals, Service providers like doctors, chartered accountants and engineers also look for a business loan.
Forms Of Business Loans:
Term
Loan : A short term finance in from of term loan lend by leading Banks
and NBFC’s for a period ranging from 3 to 5 years. Overdrafts : A short
term finance in form of a limit extended by Banks wherein only interest
is paid on the amount utilized by the customer. Net Profit : A type of
loan based on Net Profit (latest 2 years) of organisation Banking : A
type of Loan based on Latest 1 year Banking statement of any
organisation GST Returns : A type of Loan based on GST Returns(1 year)
of an organisation.
1. Types of Clients : a) Self Employed (Professional) b) Self Employed (Business)
2. Documents Required :
a) Self Employed (Professional) :
• In case of Proprietor : PAN Card and Aadhar Card
Partnership : PAN Card and Aadhar Card of all the Partners
Private Company : Company's Pan card, KYC's of all Directors (PAN Card and Aadhar Card)
• Last 3 years Income Tax Returns along with the computation of Income , CA Certified/Audited Balance Sheet and Profit & Loss Account with all Schedules/Annexures
• If audited then Audit report along with directors report, 3CB/3CD of latest 3 years
• Business Stability Proof (Shop & establishment certificate / Trade license certificate / Factory registration certificate)
• In case of Company : Memorandum & Articles of Association Partnership Firm : Partnership Deed
• All bank statement of latest 1 Year
• GST Registration Certificate
• Ownership Proof (Residence/office)
b) Self Employed (Business) :
• In case of Proprietor : PAN Card and Aadhar Card
3. Criteria :
a) If Self Employed (Professional) :
• Minimum Net Profit per annum - Rs.2,50,000
• Rate of Interest varies from 14% to 24%
• Minimum CIBIL* Score required 650
• No EMI bounces within last 6 months
• For Professionals : Loan amount from Rs.1,00,000 to Rs.50,00,000
• Loan repayment period from 12 months to 36 months
• Age limit - 23 years to 60 years
सोमवार, 10 अक्टूबर 2022
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रविवार, 9 अक्टूबर 2022
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मंगलवार, 4 अक्टूबर 2022
Need A Personal Loan?
What is Personal Loan? A personal loan is a short term unsecured loan to meet current financial needs related to vacations, unexpected medical expenses, festival celebrations, renovation or any other financial matters.
2. Documents Required :
a) Salaried Individual :
• Latest 3 Months Salary Slips
• KYC (PAN Card and Aadhar Card)
• Form no.16 or ITR
• Appointment Letter/ increment letter or experience letter of previous job (in case of new job)
• Last 6 months Bank Statement
b) Self Employed (Professional) :
• Business Stability Proof (Shop & establishment certificate / Trade license certificate / Factory registration certificate)
• KYC (PAN Card and Aadhar Card)
• Ownership Proof (Residence/office)
• Last 3 years Income Tax Returns along with the computation of Income, CA Certified/Audited Balance Sheet and Profit & Loss Account with all Schedules/Annexures
• Office Address Proof
• Latest 12 months Bank Statement
3. Criteria:
a) If Salaried Individual :
• Minimum Net Monthly Salary : `25,000
• Company type should be either Private Limited or Public Limited
• Rate of Interest varies as per bank norms
• Minimum CIBIL Score Required : 650
• No EMI Bounces within 6 months
• Repayment period : 12 months to 60 months
• Loan Amount : 1,00,000 to 25,00,000
• Age Limit : 21 years to 60 years
b) If Self Employed (Professional) :
• Minimum net profit per annum : `2,50,000
• Profession Type : Doctor, Engineers, CA’s Etc.
• Rate of Interest varies as per bank norms
• Minimum CIBIL Score Required : 650
• No EMI Bounces within 6 months
• Repayment period : 12 months to 60 months
• Loan Amount : 1,00,000 to 12,00,000
• Age Limit : 21 years to 60 years
गुरुवार, 28 जुलाई 2022
GLOBE Capital Demat Account In just 5min
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शुक्रवार, 10 जून 2022
गुरुवार, 2 जून 2022
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आयुष्मान भारत योजना के बारे में
(1) आयुष्मान भारत योजना
भारत शासन द्वारा केन्द्रीय वित्त बजट 2018 में आयुष्मान भारत की घोषणा की गई है, जिसके दो मुख्य स्तंभ हैं, देश में एक लाख हेल्थ एण्ड वेलनेस सेंटर्स स्थापित करना एवं 10 करोड़ परिवारों को रूपये 5.00 लाख प्रतिवर्ष के स्वास्थ्य बीमा कवच से जोड़ना ।
आयुष्मान भारत योजना के मुख्य पहलू निम्नानुसार हैं:-
- योजना में सामाजिक, आर्थिक जाति जनगणना(SECC) में चिन्हित D-1 से D-7(D-6 को छोड़कर) वंचित श्रेणी के ग्रामीण परिवार सम्मिलित होंगे एवं चिन्हित व्यवसाय-आधारित शहरी परिवार सम्मिलित रहेंगे। साथ ही कुछ श्रेणियों के परिवार स्वत: ही समावेशित रहेंगे।
- आयुष्मान भारत मिशन के अंतर्गत प्रधानमंत्री राष्ट्रीय स्वास्थ्य सुरक्षा मिशन के तहत् सामाजिक आर्थिक जातिगत गणना (SECC) में चिन्हाकिंत लाभार्थियों के अतिरिक्त, म.प्र. शासन द्वारा यह निर्णय लिया गया है कि खाद्य सुरक्षा में प्रदाय पात्रता पर्ची एवं असंगठित क्षेत्र के मजदूरों को भी शामिल किया जावे। आगामी समय में अन्य योजनाओं के हितग्राहियों या समाज के अन्य वर्गों को भी इस योजना में शामिल किये जाने पर विचार किया जावेगा।
आयुष्मान भारत योजना के लाभार्थी-
> SECC के चिह्नित परिवार
स्वत: (Automatic) समावेशित परिवार | 3,96,787 |
क्र.1 से क्र. 7 (क्र. 6 को छोड़कर) वंचित श्रेणी के ग्रामीण परिवार | 63,94,323 |
Occupation आधारित शहरी परिवार | 15,90,672 |
कुल SECC परिवारों की संख्या | 83,81,782 |
> NFSA के परिवार
> संबल पात्र परिवार
> कुल संभावित पात्र परिवार – 1.08 करोड़ परिवार
- सामाजिक आर्थिक जातिगत गणना (SECC) में चिन्हाकिंत लाभार्थियों के उपचार हेतु भारत सरकार द्वारा 60 प्रतिशत तथा राज्य शासन द्वारा 40 प्रतिशत व्ययभार वहन किया जावेगा। म.प्र.शासन द्वारा उक्त योजना में जोड़े जा रहे लाभार्थियों के उपचार पर व्यय होने वाली 100 प्रतिशत राशि वहन की जावेगी।
(2) दीन दयाल स्वास्थ्य सुरक्षा परिषद (DDSSP) “निरामयम”
आयुष्मान भारत मिशन योजना को प्रदेश में लागू करने हेतु मध्यप्रदेश सोसायटी रजिस्ट्रीकरण अधिनियम 1973 के अंतर्गत,''दीन दयाल स्वास्थ्य सुरक्षा परिषद (Deen Dayal Swasthya Suraksha Parishad)''का पंजीयन दिनांक 07 जुलाई 2018 को किया गया है,जिसका पंजीयन क्रमांक 01/01/01/34127/18 है । यह परिषद स्टेट हेल्थ एजेंसी के रूप में कार्य कर रही है,जिसके अंतर्गत इस योजना का सम्पूर्ण क्रियान्वयन करायेगा।
''दीन दयाल स्वास्थ्य सुरक्षा परिषद (DDSSP) निरामयम'' के वर्तमान में संचालन हेतु ''आई.ई.सी. ब्यूरो'', जय प्रकाश चिकित्सालय परिसर, भोपाल में कार्य प्रारंभ कर दिया गया है ।
''दीन दयाल स्वास्थ्य सुरक्षा परिषद (Deen Dayal Swasthya Suraksha Parishad)''में निम्नानुसार 3 काउंसिल का गठन किया गया है:-
1. सलाहकार परिषद-(Advisory Council)
2. गर्वनिंग परिषद(GoverningCounsil)
कार्यकारी परिषद (Executive Counsil)
(3) बैंक खाता
योजना के संचालन हेतु, खुली प्रतिस्पर्धा के माध्यम से बैंक का चयन करए परिषद का बचत बैंक खाता, ICICI Bank में खोला गया है । इस बैंक खाते में योजना का केन्द्रांश एवं राज्यांश जमा होगा । केन्द्रांश की प्राप्ति हेतु उक्त बचत बैंक खाते को पीएफएमएस से लिंक किया गया है । उक्त बचत खाते में योजना के संचालन हेतु समस्त वांछित आई.टी. साल्यूशन्स बैंक द्वारा स्वयं के व्यय पर उपलब्ध कराये जावेंगे ।
(4) ट्रांजेक्शन एडवाईजरी टीम (TAT) की नियुक्ति-
योजना के क्रियान्यवन हेतु निक्सी (NICSI) द्वारा अनुमोदित दरों पर केपीएमजी से 05 सलाहकार लिये गए है, जो कि हेल्थ केयर एक्सपर्ट, इंश्योरेंस एक्सपर्ट(हेल्थ सेक्टर) आई.टी. सिस्टम एनालिस्ट, एक्सपर्ट इन पब्लिक प्रोक्योरमेंट तथा एक्सपर्ट इन कान्ट्रेक्ट मैनेंजमैंट है ।
(5) इम्प्लीमेंट सपोर्ट ऐजेंसी (ISA)
इम्प्लीमेंट सपोर्ट ऐजेंसी(ISA) की नियुक्ति हेतु दिनांक 15.08.2018 को ई-निविदा जारी की गई है
जिसके आधार पर पारदर्शिता अपनाकर विडाल हेल्थ इन्सुरेंसे कंपनी का चयन हुया है ।
प्रारंभिक रूप से एजेंसी की नियुक्ति 02 वर्ष के लिये होगी तत्पश्चात् कार्य आंकलन उपरांत इस अवधि को अधिकतम 01 वर्ष और बढ़ाया जा सकेगा। इम्प्लीमेंट सपोर्ट ऐजेंसी(ISA) द्वारा किये जा रहे कार्यों का अंकेक्षण(ऑडिट) किये जाने हेतु थर्ड पार्टी ऑडिटर (Third Party Auditor) की नियुक्ति आनलाईन निविदा प्रक्रिया अपनाकर पारदर्शीपूर्ण ढंग से की जावेगी ।
(6) जिला क्रियान्वयन इकाई (DIU)
आयुष्मान भारत के सफल क्रियान्वयन हेतु भारत शासन के निर्देशानुसार जिला क्रियान्वयन इकाई (DIU) का गठन निम्नानुसार किया गया है जिसमें पूर्व से कार्यरत अधिकारियों को अपने वर्तमान दायित्वों के साथ साथ DIU में उनके पदनामों के समक्ष उल्लेखित पदों के कर्तव्यों का भी निर्वाहन करेंगे ।
DIU जिसमें निम्न अधिकारी सम्मिलित होंगे:-
- जिला कलेक्टर - अध्यक्ष,
- जिला मलेरिया अधिकारी – जिला नोडल अधिकारी
- जिला कार्यक्रम प्रबंधक (NHM) - जिला कार्यक्रम समन्वयक
- जिला इ-गवर्नेंस मेनेजर - जिला संसूचना प्रणाली प्रबंधक
- जिला मीडिया अधिकारी - जन शिकायत निवारण प्रबंधक
- जिला कम्युनिटी मोबिलाईज़र - जिला कार्यक्रम सह-समन्वयक
(7) एम्पनेल्मेंट प्रक्रिया
संचालक अस्पताल प्रशासन की अध्यक्षता में पैनल स्वीकृति बोर्ड का गठन किया गया है । समस्त शासकीय चिकित्सालयों, शासकीय चिकित्सा महाविद्यालयों, निजी चिकित्सालयों, निजी चिकित्सा महाविद्यालयों आदि के इस योजना में इमपेनलमेंट/पंजीयन संबंधी कार्यवाही भारत सरकार के निर्देशों के अनुरूप आनलाईन संपादित आनलाईन संपादित किये जाने का कार्य किया जा रहा है एवं डी.पैनल प्रक्रिया का निर्धारण किया जा रहा है ।
प्रथम चरण में सभी जिला अस्पतालों और सरकारी मेडिकल कॉलेजों को स्वतरू एम्पनेल्ड समझा गया है ।
द्वितीय चरण में सामुदायिक स्वास्थ्य केन्द्रों (सी.एच.सी.) को योजना से संबद्ध किये जाने का लक्ष्य रखा गया है ।
तृतीय चरण में PHC को योजना से संबद्ध किये जाने का लक्ष्य रखा गया है ।
निजी अस्पतालों के लिए निम्न मापदंड भारत शासन द्वारा निर्धारित हैं-
एनएबीएच सम्बधता,
न्यूनतम 10 बिस्तर
नर्सिंग होम नियम 1972 का अनुपालन
सुपर स्पेशलिटी के लिए एनएचए द्वारा जारी सभी प्रासंगिक मानदंड
ट्रस्ट / एन.जी.ओ. के एम्पेनेल्मेंट शासन स्तर पर गठित समिति द्वारा निर्णय कर लिया जाएगा
(8) इलाज हेतु नियत पैकेज
इलाज पर अस्पताल मनमाने तरीके से वसूली न कर सकें और लागत नियंत्रण (Cost Control) रखा जा सके इसके लिए इलाज संबंधी Package Rate तय किए गए हैं। ये पैकेज रेट सरकार ने पहले ही तय कर दिये हैं । आयुष्मान भारत योजना के रेट में इलाज संबंधी सभी तरह के (दवाई, जांच, ट्रांसपोर्ट, इलाज पूर्व, इलाज पश्चात के खर्चे) व्यय शामिल होंगे, जिसमे 23 स्पेशिऐलिटीज़ के कुल 1350 पैकेजेसए शासकीय चिकित्सालय हेतु 472 आरक्षित पैकेजेस साथ ही अतिरिक्त पैकेज की सुविधा और 10 दिन का फॉलोअप भी शामिल हैं ।
(9) क्लेम का भुगतान
शासकीय एवं निजी चिकित्सायलय उपचार समाप्त होने के 10 दिवस के अंदर क्लेम समस्त आवश्यक अभिलेखों एवं जांच रिपोर्टों सहित इम्लीमेंट सपोर्ट ऐजेंसी (ISA) को प्रस्तुत करेंगे एवं इम्लीमेंट सपोर्ट ऐजेंसी द्वारा आनलाईन प्राप्त सभी क्लेम का 15 दिवस के अंदर परीक्षण किया जाकर अपनी अंतिम अनुशंसा सहित स्टेट हेल्थ् सोसायटी (SHA) अर्थात “दीन दयाल स्वाथ्य सुरक्षा परिषद-निरामयम” को प्रस्तुत करेगी। परिषद द्वारा 05 दिवस के अंदर संबंधित चिकित्सालयों को आनलाईन माध्यम से उनके बैंक खातों में क्लेम का भुगतान किया जावेगा। इस प्रकार क्ले्म संबंधी संपूर्ण प्रक्रिया 30 (तीस) दिवस में पूर्ण होगी ।
(10) हेल्प डेस्क
आयुष्मान भारत योजना के अंतर्गत राष्ट्रीय स्वास्थ्य संरक्षण मिशन (AB-NHPM) से संबंधित समस्त चिकित्सालयों में हेल्प डेस्क बनाया गया है जिससे कि योजना में शामिल लाभार्थी परिवारों को एक ही स्थान पर समस्त जानकारी प्राप्त हो सके एवं उन्हें उपचार प्राप्त करने में कोई कठिनाई नहीं हो ।
(11) योजना का लांच
आयुष्मान भारत योजना के अंतर्गत राष्ट्रीय स्वास्थ्य संरक्षण मिशन (AB-NHPM) को प्रथम चरण में प्रदेश के 08 जिलों तथा 02 मेडिकल कॉलेज में योजना का पायलट लॉन्च दिनांक 15.08.2018 को कर दिया गया है द्वितीय चरण में प्रदेश के 21 जिलों में 27.08.2018 से तथा शेष 22 जिलों तथा शेष शासकीय मेडिकल कॉलेजों में 10.09.2018 से योजना का पायलट लान्च किया गया। संपूर्ण प्रदेश में योजना का क्रियान्वयन दिनांक 23.09.2018 को प्रांरभ किया गया।
शनिवार, 14 मई 2022
गुरुवार, 28 अप्रैल 2022
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Processing Fees 2-3%
Loan Tenure up to 36 months
Pre-closure Charges Nil**
Eligibility Criteria > ₹ 90,000 turn over for 3 Months
Loan Amount ₹ 50,000 – ₹ 2 crore
Installments Flexible Monthly / Bi-weekly
Eligibility Criteria for Business Loan
Lendingkart has kept the eligibility requirements to the bare essentials in order to process business loans faster. We do not require too many documents or unnecessary paperwork that can hold-up the loan approval process.
An established business that has been in operations for more than 6 months.
A minimum turnover of ₹ 90,000 or more in the 3 months preceding your loan application.
The business should not fall under blacklisted / excluded list for SBA finance.
The physical location of your enterprises should not be in the negative location list.
Trusts, NGOs and charitable institutions are not eligible for small business loans.
If you are not sure if your business falls under a restricted category or location, you can contact us to confirm your eligibility.
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link your PAN with Aadhaar
Deadline for linking Aadhaar with PAN card extended till March 31, 2022
You can link your PAN with Aadhaar by following process:
a) Open the Income Tax e-filing portal - https://incometaxindiaefiling.gov.in/
b) Register on it (if not already done). Your PAN (Permanent Account Number) will be your user id.
c) Log in by entering the User ID, password and date of birth.
d) A pop up window will appear, prompting you to link your PAN with Aadhaar. If not, go to ‘Profile Settings’ on Menu bar and click on ‘Link Aadhaar’.
e) Details such as name date of birth and gender will already be mentioned as per the PAN details.
f) Verify the PAN details on screen with the ones mentioned on your Aadhaar. Pls. note that if there is a mismatch, you need to get the same corrected in either of the documents.
g) If the details match, enter your Aadhaar number and click on the “link now” button.
h) A pop-up message will inform you that your Aadhaar has been successfully linked to your PAN
i) You may also visit https://www.utiitsl.com/ OR https://www.egov-nsdl.co.in/ to link your PAN and Aadhaar.
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